Line chart of your projected balance over a configurable horizon. Daily-compounded interest applied to credit cards and loans. See exactly when bills hit and what's left.

Category roll-up over any window — this month, last 30/90 days, last month, this year, or a custom date range. Subcategories roll up into their parent. Tap any row to see the individual transactions behind the number.

Auto-pay posts transactions on your behalf — catches up on launch if you haven't opened the app in days. Skip one occurrence without touching the template. Bill reminders at the hour you choose.

Checking, savings, credit cards, loans, investments, and more. Net worth at a glance. Credit utilization per card and across all cards. Per-account inclusion toggle for net worth.

Face ID / Touch ID lock with a configurable re-lock grace period. Privacy blur hides every balance on screen until you tap to peek — useful for screensharing or handing your phone to someone. Zero third-party SDKs.

Open your bank app, check the real balance, type it in. NullMoney posts an adjustment transaction automatically. No calculator, no manual math, no guessing.

Export everything to a human-readable JSON file — every account, transaction, category, and recurring template. Import it on any device. Delete all data with one clearly-labelled button. No lock-in.

Quick Actions widget lets you log a transaction or jump to your recurring schedule without opening the app. Deep-linked via the nullmoney:// URL scheme.

Optional cross-device sync between your iPhone, iPad, and Mac via your own private iCloud. Off by default — one toggle in Settings to enable. Your data goes through Apple's servers, not NullRider's. NullRider never sees it.